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Loan

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Papers tagged with "Loan"

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Vol 12, Issue 6 (June 2026) MBA

Gold Loan Priority In Loan Portfolio: A Comparative Study At Manappuram Finance Limited

The Gold Loan Segment Has Emerged As One Of The Most Significant And Rapidly Growing Components Of The Non-Banking Financial Company (NBFC) Sector In India. This Study Examines The Priority Given To Gold Loans Within The Overall Loan Portfo...

Mr. D. MANICKARAJ, Mr. K. J. ARANGANATHAN
Vol 12, Issue 5 (May 2026) Computer Science And Business System

Intelligent Credit Scoring And Loan Approval System Using Behavioral Analytics

This Paper Presents An Intelligent Credit Scoring And Loan Approval System Using Behavioral Analytics To Improve The Accuracy And Efficiency Of Loan Approval Decisions. Traditional Systems Rely Mainly On Credit History And Financial Records...

Dr.PShanmuga Priya, Anantha Lakshme V, Nivitha M, Pradeepa S
Vol 12, Issue 4 (April 2026) CSE

AN INTERPRETABLE FINANCIAL DECISION SUPPORT SYSTEM FOR LOAN APPROVAL USING DATA ANALYTICS

The Process Of Loan Approval Plays A Vital Role In Financial Institutions, Requiring Accurate And Timely Decision-making. Traditional Systems Rely Heavily On Manual Evaluation, Which Often Leads To Inconsistency And Delays. This Study Prese...

Dr. U. Nilabar Nisha, Murugan K, Dhanush R, Ajith Kumar E, Nithin Kumar V
Vol 12, Issue 4 (April 2026) CSE

LOAN APPROVAL SYSTEM USING MACHINE LEARNING SCORING

This Paper Presents LoanAI, A Machine Learning-based Loan Approval System Designed To Address Financial Exclusion Among Young Borrowers Lacking Traditional Credit History. The System Evaluates Creditworthiness Using Bank Transaction Data Su...

Dr.G.Nanthakumar, Athinathan S R, Arunachalam M, G V Bhuvaneshwaran, Karthikeyan S
Vol 11, Issue 11 (November 2025) FINANCE

CREDIT APPRAISAL OF VEHICLE LOAN IN SHIRAM FINANCE LIMITED

Credit Appraisal Is A Critical Activity Within The Lending Ecosystem Of Non-Banking Financial Companies (NBFCs), Particularly In The Vehicle Loan Segment Where Borrowers Often Exhibit Irregular Income Patterns And Higher Default Probability...

NARKIS BEGUM M, VISALAKSHI
Vol 11, Issue 11 (November 2025) Management Studies

A Study On Loan Repayment Dynamics Of Self-help Groups (SHGs) Of Puduvai Bharathiyar Grama Bank

Self-Help Groups (SHGs) Play A Significant Role In Promoting Financial Inclusion And Women Empowerment, With Puduvai Bharathiar Grama Bank (PBGB) Serving As A Key Institution Supporting SHG Credit In Puducherry. The Sustainability Of This S...

Jothimanjary.S, Mrs.R.Keerthana
Vol 11, Issue 10 (October 2025) Management Studies

PERFORMANCE OF AGRICULTURAL LOAN SCHEMES IMPLEMENTED THROUGH CENTRAL COOPERATIVE BANKS AT VALAVANUR BRANCH

This Study Titled “Performance Of Agricultural Loan Schemes Implemented Through District Central Cooperative Banks At Valavanur Branch” Examines The Financial Performance And Operational Efficiency Of A Cooperative Bank Over The Period 2019...

Sneha M, Mrs. S. Deepa
Vol 10, Issue 3 (March 2024) Computer Science And Business Systems

A BLOCKCHAIN-BASED CROWDSOURCING LOAN PLATFORM FOR FUNDING HIGHER EDUCATION IN DEVELOPING COUNTRIES

In Developing Countries, Funding Is A Significant Obstacle To Receiving Higher Education. Brilliant But Needy Students Cannot Complete Their Studies Since Their Parents Are Unemployed And Their Countries’ Economies Are Poor. As A Result, Th...

Rajapandi J, NandhaKumar C, Arun N, Ravichandiran A M M
Vol 9, Issue 8 (August 2023) BANKING

IMPORTANT OF GREEN BANKING

This Current Situation Of Globalization, As We Go Through 21st 100 Years, One Thing That We Miss Severely Is The Consumption Of Vegetation. As Everyone In This General Public Is Turning Out To Be Increasingly Concerned And Stressed Over The...

Divyadharshini .T, Subashree .K
Vol 9, Issue 3 (March 2023) CSE

LOAN PREDICTION USING MACHINE LEARNING

Loans Account For A Huge Chunk Of Bank Profits. Even Though Many Individuals Are Looking For Loans. Finding A Legitimate Candidate Who Will Return The Loan Is Difficult. Several Misunderstandings May Arise While Selecting The Real Candidate...

Dr. Jim Mathew Philip , Harrish Dhaithya K A, Gopinath S, Ajaikumar N
Vol 7, Issue 1 (January 2021) FINANCE AND MARKATING MANAGEMENT

ROLE OF CREDIT CO-OP SOCIETIES IN AGRICULTURAL DEVELOPMENT WITH REFERENCE TO BULDANA URBAN CO-OP CREDIT SOCIETY LTD.

India Is Principally An Agricultural Country. Agriculture, With Its Allied Sector Is Unquestionable The Largest Livelihood Provider In India. Most Of The Industries Also Depend Upon The Sector For Their Raw Material. Steady Investment In Te...

Khizar khan J. Pathan
Vol 6, Issue 2 (February 2020) Computer Engineering

Loan Approval Prediction using Machine Learning

With The Enhancement In The Banking Sector Lots Of People Are Applying For Bank Loans But The Bank Has Its Limited Assets Which It Has To Grant To Limited People Only, So Finding Out To Whom The Loan Can Be Granted Which Will Be A Safer Opt...

Krishna Patel, Manthan Patel, Prof. Ajaykumar T. Shah
Vol 3, Issue 2 (February 2017) Management Studies

A STUDY ON CERTAIN ASPECTS OF CREDIT SYNDICATION

Credit Syndication Occurs When The Borrower Requires Large Amount Of Fund. It Will Be Accomplished With The Help Of Group Of Lenders. This Type Of Lending Is Possible Only For Larger Projects Such As For The Corporate Businesses. These Type...

Dr.M.Ravichandran, Nandhini.S
Vol 2, Issue 5 (May 2016) Environmental Engineering

DESIGNING AND WORKING OF CONSTRUCTED WETLAND FOR RED INDUSTRIAL EFFLUENT

Constructed Wetlands Are Man-made Systems That Can Be Designed For The Treatment Of Polluted Water. Due To Their Simplicity And Low Operation Cost, Constructed Wetlands Are Becoming More Prevalent In Wastewater Treatment All Over The Wo...

Balwadkar Kiran, Gade Samruddhi, Makwana Priyanka, Shinde Ashwini, Swami Chandrakant, Patil Sachin

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