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Credit Scoring

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Credit Scoring

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Papers tagged with "Credit Scoring"

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Vol 12, Issue 5 (May 2026) Computer Science And Business System

Intelligent Credit Scoring And Loan Approval System Using Behavioral Analytics

This Paper Presents An Intelligent Credit Scoring And Loan Approval System Using Behavioral Analytics To Improve The Accuracy And Efficiency Of Loan Approval Decisions. Traditional Systems Rely Mainly On Credit History And Financial Records...

Credit Scoring Machine Learning Behavioral Analytics Loan Approval Artificial Intelligence.
Dr.PShanmuga Priya, Anantha Lakshme V, Nivitha M, Pradeepa S
Vol 12, Issue 4 (April 2026) CSE

LOAN APPROVAL SYSTEM USING MACHINE LEARNING SCORING

This Paper Presents LoanAI, A Machine Learning-based Loan Approval System Designed To Address Financial Exclusion Among Young Borrowers Lacking Traditional Credit History. The System Evaluates Creditworthiness Using Bank Transaction Data Su...

Machine Learning Loan Prediction XGBoost Credit Scoring Financial Inclusion
Dr.G.Nanthakumar, Athinathan S R, Arunachalam M, G V Bhuvaneshwaran, Karthikeyan S

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