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Papers tagged with "Credit"
A STUDY ON FINANCIAL PERFORMANCE AND DEVELOPMENT OF NON-BANKING FINANCIAL INSTITUTIONS
NON-BANKING FINANCIAL INSTITUTIONS (NBFIs) Play A Pivotal Role In India’s Financial Ecosystem By Complementing Traditional Banks In Delivering Credit To Under Banked And Underserved Segments. This Study Undertakes A Comprehensive Study On T...
Hybrid Adaptive Sampling With Risk-Based Credit Card Fraud Detection (HAS-RFD)
Credit Card Fraud Has Become A Significant Challenge In The Digital Economy, Resulting In Substantial Financial Losses And Reduced Trust In Online Transactions. This Paper Presents A Hybrid Adaptive Sampling With Risk-Based Fraud Detection...
Intelligent Credit Scoring And Loan Approval System Using Behavioral Analytics
This Paper Presents An Intelligent Credit Scoring And Loan Approval System Using Behavioral Analytics To Improve The Accuracy And Efficiency Of Loan Approval Decisions. Traditional Systems Rely Mainly On Credit History And Financial Records...
AI-Based Financial Health & Investment System
The AI-Based Personal Finance Besides Investment Planning System Operates As A Working Prototype Designed To Enhance The Detection Of Individual Credit Risk And Support Long-term Solvency Through An Automated Financial Structure. While Trad...
A Hybrid Deep Learning Model For Detecting Credit Card Fraud Using CNN–BiLSTM With An Attention Mechanism And Focal Loss Optimization
Detecting Credit Card Fraud Is A Complex Task Due To The Significant Imbalance In Data And The Constantly Changing Nature Of Fraudulent Activities. This Research Introduces A Hybrid Deep Learning Model That Combines CNN, BiLSTM, And An Atte...
AN INTERPRETABLE FINANCIAL DECISION SUPPORT SYSTEM FOR LOAN APPROVAL USING DATA ANALYTICS
The Process Of Loan Approval Plays A Vital Role In Financial Institutions, Requiring Accurate And Timely Decision-making. Traditional Systems Rely Heavily On Manual Evaluation, Which Often Leads To Inconsistency And Delays. This Study Prese...
LOAN APPROVAL SYSTEM USING MACHINE LEARNING SCORING
This Paper Presents LoanAI, A Machine Learning-based Loan Approval System Designed To Address Financial Exclusion Among Young Borrowers Lacking Traditional Credit History. The System Evaluates Creditworthiness Using Bank Transaction Data Su...
Identifying Credit Card Frauds Employing Deep Learning
With Increased Internet Usage, Online Transactions Have Been On The Rise. One Of The Most Prevalent Problems Faced Is Credit Cards Frauds. While Web Applications And Mailing Services Are Heavily Spammed, The Upsurge Of Handheld Mobile Devic...
Buy Now Pay Later (BNPL) Adoption Among Youth In Kerala A Behavioural And Financial Perspective
Buy Now Pay Later (BNPL) Services Are Transforming Consumer Credit Behaviour, Particularly Among Youth. This Study Examines The Determinants Influencing BNPL Adoption Among Youth In Kerala And Evaluates Its Impact On Spending Behaviour. Usi...
A Survey On Machine Learning And Deep Learning Approaches For Credit Card Fraud Detection
Digital Payment Systems Have Become A Vital Part Of Daily Life, With Credit Cards Being Widely Used For Both Online And Offline Transctions.Banks, Retailers, And Clients Have All Experienced Large Financial Losses Because Of The Sharp Incre...
Performance Evaluation Of Hybrid Machine Learning Models For Credit Card Fraud Detection
Credit Card Fraud Cares With The Illegal Use Of Master Card Information For Purchases. Credit Card Transactions Are Often Accomplished Either Physically Or Digitally. In The Manual Transactions, The Credit Card Is Included During The Transa...
The State-of-the-Art Review On The Machine Learning Techniques In Banking And Financial Services (BFS)
The Financial Sector Has Undergone Many Changes With The Advancement Of Technology. Artificial Intelligence Algorithms Are Used To Analyze Large Datasets And Support Making Trades At High Speed Based On Market Patterns. Machine Learning Alg...
CREDIT APPRAISAL OF VEHICLE LOAN IN SHIRAM FINANCE LIMITED
Credit Appraisal Is A Critical Activity Within The Lending Ecosystem Of Non-Banking Financial Companies (NBFCs), Particularly In The Vehicle Loan Segment Where Borrowers Often Exhibit Irregular Income Patterns And Higher Default Probability...
A STUDY ON DEPOSIT MOBILIZATION AND CREDIT DEVELOPMENT IN PUDUVAI BHARATHIAR GRAMA BANK
This Study Analyzes The Deposit Mobilization And Credit Development Of Puduvai Bharathiar Grama Bank (PBGB) Over A Five-year Period, Highlighting Its Role In Promoting Financial Inclusion And Rural Economic Growth. The Research Evaluates Tr...
A Study On Impact Of GST On Small And Medium Business Enterprises In India
The Rollout Of The Goods And Services Tax (GST) In India Has Had A Drastic Effect On Small And Medium Enterprises (SMEs), Offering Opportunities As Well As Challenges. On The Positive Side, GST Has Streamlined The Tax System By Consolidatin...