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Papers tagged with "Finance"

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Vol 12, Issue 6 (June 2026) MBA

Gold Loan Priority In Loan Portfolio: A Comparative Study At Manappuram Finance Limited

The Gold Loan Segment Has Emerged As One Of The Most Significant And Rapidly Growing Components Of The Non-Banking Financial Company (NBFC) Sector In India. This Study Examines The Priority Given To Gold Loans Within The Overall Loan Portfo...

Mr. D. MANICKARAJ, Mr. K. J. ARANGANATHAN
Vol 12, Issue 4 (April 2026) FINANCE AND TECHNOLOGY

AI-Based Financial Health & Investment System

The AI-Based Personal Finance Besides Investment Planning System Operates As A Working Prototype Designed To Enhance The Detection Of Individual Credit Risk And Support Long-term Solvency Through An Automated Financial Structure. While Trad...

Manoj Bharathi S, Sudharsan S, Mohamed Afsal J
Vol 12, Issue 4 (April 2026) Information Technology

A Personal And Family Financial Decision Support System

Managing Personal And Family Finances Has Become More Challenging In Recent Years Due To Increasing Living Expenses And The Presence Of Multiple Sources Of Income. The Personal And Family Financial Decision Support System Is Developed To Si...

Naveen Kumar P, Dr. G. Rajalakshmi, Madhan Kumar G, Kuhasvar RJ
Vol 12, Issue 3 (March 2026) INFORMATION TECHNOLOGY

MONEY MONK Allied With Expense Tracking And Analysis Algorithm (ETAA)

Managing Personal Finances Is A Critical Skill In Modern Life, Yet Many Individuals Struggle Due To A Lack Of Accessible And Intuitive Tools. This Paper Presents The Development Of A Comprehensive Personal Finance Tracker — A Web-based Appl...

KARTHICK G, SHIVAN SELVAM, KUNNAL T, POOVARASAN A
Vol 11, Issue 12 (December 2025) Engineering And Management

A Comprehensive Study On The Sustainable Digital Banking And Financial Services: Exploring The Role Of FinTech In Promoting Green Finance And Sustainable Development Goals (SDGs)

Financial Technology (fintech) Has Transformed Banking At A Rapid Speed To Create New Ways For Sustainable Finance And Sustainable Development Goals (SDGs) Achievement. Through Digital Banking Solutions Enabled By Artificial Intelligence (A...

Kabir S M, Vijay Kumar J
Vol 11, Issue 12 (December 2025) Engineering And Management

The State-of-the-Art Review On The Machine Learning Techniques In Banking And Financial Services (BFS)

The Financial Sector Has Undergone Many Changes With The Advancement Of Technology. Artificial Intelligence Algorithms Are Used To Analyze Large Datasets And Support Making Trades At High Speed Based On Market Patterns. Machine Learning Alg...

Kabir S M, Kirubakaran S, Vijay Kumar J, Sree Vidyaa S
Vol 11, Issue 11 (November 2025) FINANCE

CREDIT APPRAISAL OF VEHICLE LOAN IN SHIRAM FINANCE LIMITED

Credit Appraisal Is A Critical Activity Within The Lending Ecosystem Of Non-Banking Financial Companies (NBFCs), Particularly In The Vehicle Loan Segment Where Borrowers Often Exhibit Irregular Income Patterns And Higher Default Probability...

NARKIS BEGUM M, VISALAKSHI
Vol 11, Issue 7 (July 2025) Finance

Blockchain-Powered Supply Chain Financing

In The Evolving Landscape Of Global Trade And Commerce, Traditional Supply Chain Financing (SCF) Models Face Inefficiencies Due To Centralized Structures, Opaque Operations, Delayed Payments, And High Intermediary Costs. Blockchain Technolo...

R. Ravichandran, Dr. N. Kannadasan
Vol 11, Issue 6 (June 2025) Social Science

An Analytical Study Of Karnataka State Budget 2025–26: Fiscal Priorities, Social Commitments, And Economic Implications

The Karnataka State Budget 2025–26, Presented By Chief Minister Siddaramaiah, Outlines A Strategic Roadmap Aimed At Balancing Welfare Commitments With Fiscal Discipline. With A Projected Gross State Domestic Product (GSDP) Of ₹30.70 Lakh Cr...

Dr. Chethan Kumar C
Vol 11, Issue 5 (May 2025) Managerial Economics

Study On Capital Budgeting Techniques In Large Scale Industries

Capital Budgeting Stands As A Crucial Element Within Financial Decision-making, Especially For Large-scale Industries, As It Empowers Firms To Undertake Strategic Investment Choices Aligned With Their Long-term Corporate Objectives. This Re...

Sridharshana.S.U, Dr. M. D. Chinnu, Assistant Professor
Vol 11, Issue 4 (April 2025) Economics

A STUDY ON IMPACT OF GOVERNMENT EXPENDITURE ON ECONOMIC GROWTH IN INDIA

This Study Investigates The Impact Of Government Expenditure On Economic Growth In India, Using Annual Data From1980 To 2022. The Study Employs The Autoregressive Distributed Lag (ARDL) Model To Examine The Long-run And Short-run Relationsh...

G. Lavanya, Dr. M.D. Chinnu
Vol 11, Issue 4 (April 2025) Computer Application

AI-Powered Personal Finance Assistant For Intelligent Expense Tracking And Budget Optimization

The AI-Powered Personal Finance Assistant Is A Novel Mobile Application Crafted To Enhance Personal Financial Management Through Cutting-edge Artificial Intelligence And Automation Technologies. By Incorporating Optical Character Recognitio...

Dr. A.K. Ashfauk Ahamed, S K S Ahamed Shahif
Vol 11, Issue 4 (April 2025) Finance

THE INFLUENCE OF FINTECH PLATFORMS ON RETAIL CUSTOMERS FINANCIAL DECISIONS WITH SPECIAL REFERENCE TO HEDGE FINANCE, KOCHI

The Study "The Influence Of FinTech Platforms On Retail Customers’ Financial Decisions" Examines The Impact Of FinTech On Consumer Behavior In Kochi, Focusing On Hedge Finance. It Uses Primary Data From Surveys And Secondary Sources To Iden...

Ms.Anupama.P, Dr.R.Suma
Vol 11, Issue 4 (April 2025) Human Resource Management

The Impact Of Jobstress On Employees Turn Over At Hedge Finance Limited Kochi

This Study Investigates The Impact Of Job Stress On Employee Turnover At Hedge Finance Limited, Kochi. In Today's Fast-paced Financial Sector, Employees Are Often Subjected To High Levels Of Stress Due To Demanding Workloads, Performance Pr...

Ms. Neethu. T.K, Mr. Ranjith. R
Vol 11, Issue 3 (March 2025) India

The Financial Performance Of Exim Bank Of India

This Study Evaluates The Financial Performance Of The Export-Import Bank Of India (EXIM Bank) From 2013 To 2024. Using Secondary Data From Annual Reports, Key Financial Indicators Such As Deposits, Credits, Total Assets, Shareholder Equity,...

Dr.B.Ramya, S.Sudakaran

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