INTEGRATION OF MULTI BANK MULTI USER IN SINGLE CARD WITH USER BEHAVIOR MONITORING USING FACE RECOGNITION

Currently, banks are looking beyond transaction to the full opportunity on how to manage their customer. Customer can able to access their bank deposit or credit account in order to make transaction such as cash withdrawals, check balances. But most of these systems do not focus on how to manage and keep their customer’s data more secured. Customer expectation are how safe and secured their personal information would be. Integration of Multi bank Multi user in a single card and encourage banks that already have similar system to better customer management approach. Here we are developing an application for banking sector particularly for Debit/ATM card section. User can create His account and get ATM card from the bank. He can integrate all his account in other bank can be integrated in this single card with unique PIN number. User face recognized for the verification part. User behavior is monitored by using HMM Model and he can set up a formula based authentication. He can include all his family member account detail also in the same card.