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title

CHARGES ON DIGITAL TRANSACTIONS BY PAYTM

Author(s):

Gattu Satyapriya

Keywords:

Digital India, Demonetization, Digital payments

Abstract

To transform the country into digitally empowered the Indian Government started ‘Digital India’ in 2015 which is the prestigious programme to become a knowledge economy. “Faceless, Paperless, Cashless” is one of the supposed role and slogan of Digital India. For converting into less cash society various modes of digital payments are available. The government of India announced demonetization of high valued currency with an assumption to control Unorganized trading, unaccounted Money, Terrorism, Fake Currency. Digital India platform is useful for fast, easy and reliable transactions compared to cash transactions. But security and awareness about system are the major challenges of the system. This paper explores the impacts of demonetization on digital payments. This paper presents adoption of digital payment system and perceptions from the points of view of customers, challenges and benefits. Questionnaire was used to collect the data from a convenience sample of 183 customers in Hyderabad. The data collected was analysed using percentage method. The results indicate that the adoption of the system have highly improved.

Other Details

Paper ID: IJSARTV
Published in: Volume : 6, Issue : 3
Publication Date: 3/12/2020

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